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- The customer purchases a mileage policy. This can be done on the purchase of a car, for example;
- STOK informs the insurer;
- STOK receives confirmation of the insurer's acceptance. The insurer provides the policy and arranges for collection;
- STOK informs the manufacturer of the black box;
- The manufacturer contacts the customer or dealer and informs the enterprise.
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The working method given above differs on a number points in the case of leases.
STOK bears the pre-financing of installation costs and provides subscriptions to financial services providers. The service providers benefit through better risk management and share this benefit with the consumer, who pays a lower price.
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