STOK's services have been built around telematics. The discovery and application of telecommunications has resulted in amazing breakthroughs. Following this was the development of information technology, which, if anything, signified an even greater revolution. The combination of both phenomena - telematics - is now coursing at full pelt through all imaginable economic sectors, leaving substantial changes in its wake.

The Pay As You Drive concept employs the black box.
This apparatus records driving movements and sends these mobile telecommunications to STOK.



STOK processes and distributes the data, enabling this to reach the consumer, insurer or finance company in a useable format.